FUNDS MAY NOT BE AVAILABLE FOR 24 HOURS AFTER PURCHASE. TERMS AND CONDITIONS APPLY. See enclosed Cardholder Agreement for details. IMPORTANT- Be sure to provide to gift recipient the enclosed Cardholder Agreement. For Card information, the Cardholder Agreement, refunds, or to request a replacement Card, call 1-800-571-1376 or visit vanillavisa.com. Expired Card will be replaced upon request. Card funds never expire. This card is not redeemable for cash except where required by law. This card is issued by The Bancorp Bank, pursuant to a license from Visa USA Inc. The Bancorp Bank; Member FDIC. This card is distributed and serviced either by ITC Financial License, Inc. or IH Financial Licenses, Inc. dependent upon the state or territory where this card is purchased. Select any 4 digit PIN at first use. No Cash or ATM Access. This card may be used in the US and District of Columbia everywhere Visa debit cards are accepted. The card may not be used at any merchant, including Internet and mail or telephone order merchants outside of the US or the District of Columbia. .