When Will My Coverage Start?
If you enroll between
Your coverage will begin
Dec. 23, 2013 - Jan. 15, 2014
Feb. 1, 2014
Jan. 16 - Feb. 15, 2014
Mar. 1, 2014
Feb. 16 - Mar. 15, 2014
Apr. 1, 2014
Mar. 16 - Mar. 31, 2014
May 1, 2014
What Is Covered?
All health plans must provide coverage for all of the following categories of care1:
Ambulatory patient services (outpatient care you get without being
admitted to a hospital)
Maternity and newborn care (care before and after your baby is born)
Mental health and substance use disorder services (this includes
counseling and psychotherapy)
Rehabilitative and habilitative services (services and devices to help
people with injuries, disabilities, or chronic conditions gain or recover
mental and physical skills)
Preventive and wellness services and chronic disease
What Are My Health Plan Options?
Your health plan options are grouped into four different categories: Bronze, Silver, Gold and Platinum. Each plan provides the same quality of care and essential health benefits. The difference lies in the coverage for out-of-pocket costs (i.e. deductible, co-insurance rates and copayments).
What If I'm Already Insured?
If you're currently covered by your employer, Medicaid, Medicare, you may not experience any change, but check with your current plan. If you pay for coverage yourself and you have not yet enrolled in a health plan, consider shopping and comparing plans in the online marketplace and see if you have access to new benefits or are eligible for lower costs with a new plan.
What If I'm Not Insured Today?
Through March 31, 2014, you can view, compare and shop for insurance plans in the online marketplace. GoHealth can help you determine your insurance needs, discuss your options, and see if you qualify for financial assistance.
1Coverage for these services is what the new law considers to be the Essential Health Benefits (EHBs).