Medicare

Explore health insurance and prescription plans to find the plan that is right for you.

We’ll help you find a plan that fits your needs.

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    agent at Allstate Health Solutions*
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  • In person

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Don't miss the 2027 Medicare Open Enrollment Period, Oct. 15 - Dec. 7, 2026!

Coverage & costs

Medicare prescription drug coverage is changing in 2027. Review the updates below to understand how they may affect your prescription costs. Be sure to also check the Annual Notice of Change (ANOC) letter from your current health plan for any updates to your coverage.

2027 Medicare Part D Coverage

Medicare Part D no longer has a coverage gap, sometimes called the “donut hole.” In 2027, your yearly out-of-pocket costs for prescriptions covered by your Part D plan are limited to $2,400. Once you reach this limit, you pay $0 for covered Part D drugs for the rest of the calendar year.

Your plan may have a yearly deductible. The standard Part D deductible is $700 in 2027, but some plans may have a lower deductible or no deductible.

    What counts toward the $2,400 limit:

    Your deductible

    Copayments

    Coinsurance for covered Part D drugs

What doesn’t count:

Your monthly plan premium

Prescription drugs purchased outside your Part D coverage

Better understand Medicare plan changes
It’s important to review your Medicare plan each year during Open Enrollment Period (OEP). Your Medicare plan will send an Annual Notice of Changes (ANOC) letter in September, which outlines changes that begin in January:
Coverage

Look for coverage additions and removals. Make sure services and medications you need are still covered, and review updated coverage terms.

  • Consider: Have my health needs changed, and is my coverage sufficient?
Cost (premiums, deductibles, copays)

Information will be included about the new new out-of-pocket maximum, which may affect your overall expenses.

  • Consider: Are my premiums changing or staying the same?
Drug formulary (covered drug list)

Make sure your medications are still covered, and check if they’ve moved to a different tier, which could affect the cost.

  • Consider: Are my medications still on the plan’s covered drug list? How has the drug formulary changed?
Provider and pharmacy network

Make sure your providers and hospitals are still in-network, and any specialists you see regularly are still covered. Preferred Network Pharmacies may help you save on money with low-cost copays.

  • Consider: Is my pharmacy in the plan’s network?

Medicare coverage can change from year to year. A licensed insurance
agent can help you understand your benefits, review your options and
find a plan that meets your needs. Get free support online or in person,
with no obligation to enroll.

Get support online or by phone

Compare & review Medicare coverage
options with a licensed
Allstate Health Solutions agent
from the comfort of home

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Get support in person

Compare & review Medicare coverage
options with a licensed
Sidebar Benefit Advisors agent
at your local Walgreens

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* No obligation to enroll. This ad is not from the government. It’s from Allstate Health Solutions, an insurance agency selling plans from many insurance companies. We do not offer every plan available in your area. Currently we represent 21 organizations which offer 52, 101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special election period, or you are in your Medicare Initial Period. Not all plans offer all benefits mentioned. Deductibles copay and coinsurance may apply. Allstate Health Solutions, is a licensed health insurance agency. It does not underwrite or administer health insurance policies. Customers interested in health insurance products will be assisted by a licensed insurance agent from Allstate Health Solutions

‡ MULTIPLAN_HCIAHSWLGRNSWEBPY27_C

† Monday through Friday 8 a.m. to 9 p.m. EST. Allstate Health Solutions is a licensed insurance broker. No commissions are paid to Walgreens.

‡ Advice is free with no obligation to enroll and provided by independent licensed agents representing one or more plans. Licensed agents are not employees or agents of Walgreens,Allstate Health Solutions, or any government agency.

‡ We do not offer every plan available in your area. Currently, we represent multiple organizations which offer Medicare Advantage, Prescription Drug, and Medicare Supplement Insurance plans.

‡ Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.

‡ Sidebar Benefit Advisors is not connected with or endorsed by the United States government or the federal Medicare program.

‡ The Medicare plans represented are PDP, HMO, PPO, or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times of the year. Eligibility may require a Special or Initial Enrollment Period.

‡ Sidebar Benefit Advisors is a technology platform operated by Ithaca Health, a licensed health insurance agency. The purpose of this site is the solicitation of insurance. Contact may be made by a licensed insurance agent or insurance company.

‡ This is a solicitation for insurance. By requesting information, scheduling a call, or initiating a chat, you agree to be contacted by a licensed insurance agent by phone, email, or text message to discuss Medicare insurance plans. Standard messaging rates may apply.

‡ Sidebar Benefit Advisors is a free service with no obligation to enroll. Your information and use of this site is governed by our Terms of Use and Privacy Policy.

‡ Other pharmacies are available in-network.

‡ Walgreens does not endorse or recommend any specific Medicare plan. Walgreens pharmacy network participation varies by plan. Walgreens® is a registered trademark of Walgreen Co. and is used here for informational purposes only.

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